Pecos County State Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

How to Deposit Cash: Local Banks, ATMs, and Online Banks

If you need to deposit cash into your bank account, you have several options, including your local bank branch or an ATM that accepts deposits. While it isn’t possible to make deposits directly to …

Are Banks Easing Up on Mortgage Standards?

Lender constraints on mortgage availability have been a major obstacle for the housing market recovery. Is that about to change? 

How to protect yourself from fraud by your own bank

We often monitor our accounts to check for outside fraud, but that's not enough.

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

Why does the bank want to give me a bigger mortgage?

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

Too many gaps in banks' fraud-prevention systems

Criminals' efforts to steal identities and take over accounts have become increasingly sophisticated. Banks must upgrade their mitigation processes, which can be held back by antiquated systems and organizational silos.

what must banks do to extend services?

What role must banks play in ensuring that 'ATM deserts' where people struggle to access cash do not become more widespread?

To Bank or Not to Bank? Is THAT the real question?

The issue for couples is less whether or not they should have a bank account but how they should approach the day-to-day management of their money.

Should I Get My Mortgage Through A Mortgage Lender or a Bank?

When it comes time to purchase a home you may ask should I get my mortgage though a Mortgage Lender or a Bank? So whats the difference and the advantages of each?

Victims of fraud: how to get your money back from your bank

Your bank will often make it as difficult as possible but there are ways to increase your chances

Why More Banks May Start Offering a 3% Down Mortgage

The nation's largest mortgage firms plan to once again buy loans where the borrowers put as little as 3% down.

Why PPP fraud hit fintechs harder than banks

Scammers may have had more success at duping fintechs than banks in obtaining Paycheck Protection Program loans. But there are reasons for this apparent disparity.

What banks can do to close the fraud knowledge gap

Educating consumers about the potential dangers helps keep them safe, and it also protects the industry.